First Internet Bancorp Stock Analysis

First Stock Analysis Notes

About 75.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.51. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Internet Bancorp recorded a loss per share of 4.03. The entity last dividend was issued on the 31st of December 2025. The firm had 15:10 split on the 24th of June 2013. First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana. First Internet operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 282 people. To learn more about First Internet Bancorp call David Becker at 317 532 7900 or check out https://www.firstinternetbancorp.com.

First Internet Bancorp Investment Alerts

First Largest EPS Surprises

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First Internet Environmental, Social, and Governance (ESG) Scores

First Stock Institutional Investors

Note, although First Internet's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 176.47 M.

First Profitablity

The company has Profit Margin (PM) of (0.8) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.24 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.24.

Management Efficiency

Return On Tangible Assets is expected to rise to -0.006 this year. Return On Capital Employed is expected to rise to -0.02 this year. At this time, First Internet's Liabilities And Stockholders Equity is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 2.8 B this year, although the value of Total Current Liabilities will most likely fall to about 1.8 B. First Internet's management efficiency ratios could be used to measure how well First Internet manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 20th of February, First Internet shows the Mean Deviation of 2.27, downside deviation of 2.44, and Coefficient Of Variation of 1181.74. First Internet Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Internet Bancorp Price Movement Analysis

First Internet Bancorp Insider Trading Activities

First Internet Outstanding Bonds

First Internet Predictive Daily Indicators

First Internet Corporate Filings

First Internet Forecast Models

First Internet's time-series forecasting models are one of many First Internet's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Internet's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Internet Bond Ratings

First Internet Bancorp financial ratings play a critical role in determining how much First Internet have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Internet's borrowing costs.

First Internet Bancorp Debt to Cash Allocation

First Internet Bancorp currently holds 354.96 M in liabilities with Debt to Equity (D/E) ratio of 11.17, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Internet's use of debt, we should always consider it together with its cash and equity.

First Internet Total Assets Over Time

First Internet Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Internet uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Internet Debt Ratio

6.05

It seems most of the First Internet's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Internet's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Internet, which in turn will lower the firm's financial flexibility.

First Internet Corporate Bonds Issued

First Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Internet prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Internet. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

First Internet Bancorp stock analysis indicators help investors evaluate how First Internet stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Internet shares will generate the highest return on investment. By understating and applying First Internet stock analysis, traders can identify First Internet position entry and exit signals to maximize returns.

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

First Internet Bancorp's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Internet's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since First Internet's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.

Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.